Mortgages Made Simple

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Inheriting a Home with a Reverse Mortgage:  What You Need  to Know

Inheriting a Home with a Reverse Mortgage: What You Need to Know

Inheriting a Home with a Reverse Mortgage:  What You Need  to KnowAmber Jones
Published on: 12/05/2025

Inheriting a home with a reverse mortgage can feel confusing, especially during an already emotional time. This post breaks down three key facts every heir should know, clears up common myths, and outlines your options—whether you plan to keep the home, sell it, or walk away.

Reverse Mortgage
Understand the Credit Score Algorithm – Part 5: Mix of Credit

Understand the Credit Score Algorithm – Part 5: Mix of Credit

Understand the Credit Score Algorithm – Part 5: Mix of CreditAmber Jones
Published on: 28/04/2025

We’ve made it to the final component in your credit score—and while it makes up a smaller portion of the overall algorithm, it’s still an essential piece of the puzzle. This last factor, called mix of credit, is all about showing that you can handle different types of financial responsibilities.

Credit Score
Understand the Credit Score Algorithm – Part 4: New Credit

Understand the Credit Score Algorithm – Part 4: New Credit

Understand the Credit Score Algorithm – Part 4: New CreditAmber Jones
Published on: 21/04/2025

When it comes to improving your credit score, sometimes what you don’t do matters just as much as what you do. That’s especially true with new credit, the fourth key factor in the credit score algorithm.

Credit Score
Understand the Credit Score Algorithm – Part 3: Length of Credit History

Understand the Credit Score Algorithm – Part 3: Length of Credit History

Understand the Credit Score Algorithm – Part 3: Length of Credit HistoryAmber Jones
Published on: 14/04/2025

When it comes to building better credit, time is on your side—if you use it wisely. The third component of your credit score is length of credit history, and while it makes up a smaller percentage than payment history or credit utilization, it still plays a powerful role in your overall score.

Credit Score

Important Disclaimer Information

Amber Renee Jones is an independent mortgage broker, NMLS #322407 | CA DRE 01469517 | TX #322407, powered by C2 Financial Corporation, NMLS #135622 | CA DRE #01821025 | TX #135622, located at 12230 El Camino Real, Suite 100, San Diego, CA 92130. The services referred to herein are not available to persons outside of the states of California or Texas.

This is not a commitment to lend. Equal Housing Opportunity.