Amber JonesThink you need 20% down to buy a home? Think again. Learn how the FHA 100% CLTV program can help renters become homeowners—no down payment, no income limits, and no gimmicks.
Amber JonesThink bankruptcy means you can’t buy a home? Think again. Learn how FHA, VA, and conventional loans work after bankruptcy—and how you may qualify sooner than you think. Timelines, tips, and real solutions inside.
Amber JonesWe’ve made it to the final component in your credit score—and while it makes up a smaller portion of the overall algorithm, it’s still an essential piece of the puzzle. This last factor, called mix of credit, is all about showing that you can handle different types of financial responsibilities.
Amber JonesWhen it comes to improving your credit score, sometimes what you don’t do matters just as much as what you do. That’s especially true with new credit, the fourth key factor in the credit score algorithm.
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