Should You Wait for Mortgage Rates to Drop? Here’s What You Need to Know

Should You Wait for Mortgage Rates to Drop? Here’s What You Need to Know

Should You Wait for Mortgage Rates to Drop? Here’s What You Need to KnowAmber Jones
Published on: 05/08/2025

Should you wait for mortgage rates to drop? Learn why waiting could cost more, how to plan smart, and why $3,200+ renters need to watch this video.

Home Buying
Condo Loans 101: What First-Time Buyers Need to Know

Condo Loans 101: What First-Time Buyers Need to Know

Condo Loans 101: What First-Time Buyers Need to KnowAmber Jones
Published on: 26/07/2025

Did you know that when you're buying a condo, it's not just you who needs to qualify, but the condo itself has to qualify too? Whether you're a first-time homebuyer just dipping your toes into the real estate world or someone eyeing a lower-maintenance lifestyle, understanding the condo loan landscape is a must.

Home Buying
Should I Buy a Condo or Wait for a House?

Should I Buy a Condo or Wait for a House?

Should I Buy a Condo or Wait for a House?Amber Jones
Published on: 25/07/2025

Should you buy a condo or wait for a house Learn the real cost of waiting pros and cons of condo living and how to start building equity even if your dream home feels out of reach.

Home Buying
Cash-to-Close - All-In Investment

Cash-to-Close - All-In Investment

Cash-to-Close - All-In InvestmentAmber Jones
Published on: 17/03/2025

Your cash-to-close is more than just your down payment—it includes closing costs, prepaid expenses, and other upfront fees that can impact your home-buying budget. 🏡 While down payment assistance programs exist, they often come with higher interest rates or strict eligibility guidelines, making them challenging to use. In this blog, we break down what’s included in cash-to-close, common misconceptions, and how working with a mortgage broker can help you find the best options to minimize upfront costs.

Home Buying

Important Disclaimer Information

Amber Renee Jones is an independent mortgage broker, NMLS #322407 | CA DRE 01469517 | TX #322407, powered by C2 Financial Corporation, NMLS #135622 | CA DRE #01821025 | TX #135622, located at 12230 El Camino Real, Suite 100, San Diego, CA 92130. The services referred to herein are not available to persons outside of the states of California or Texas.

This is not a commitment to lend. Equal Housing Opportunity.