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6 Tips to Prepare for an Appraisal Inspection

AVOID BEING HIT WITH AN APPRAISAL RE-INSPECTION FEE BY FOLLOWING THESE TIPS.
  1. INSTALL SMOKE DETECTORS – California requires, at least, one smoke detector in the common living area outside the bedrooms of single family home, multi-family dwellings, and condominiums.
  2. INSTALL CARBON MONOXIDE ALARM – California requires a carbon monoxide alarm in all single family homes, multi-family dwellings, and condominiums where there is a fossil fuel burning heater or appliance, a fireplace, or an attached garage.
  3. INSTALL DUAL EARTHQUAKE STRAPS ON WATER HEATER TANKS – California requires water heaters to be braced, strapped or secured. The most common safety mechanism is using two earthquake straps; one located on the top 1/3 of the tank, and the other located on the bottom 1/3 of the tank.
  4. CHECK PRESSURE RELIEF DRAIN LINE – California requires a pressure relief drain line on all water heaters with pressure relief valves. This is typically 3/4″ piping extending downward within 6″ of the ground to direct hot water, in case the valve is activated.
  5. ENSURE INTERIOR RELEASE SAFETY MECHANISM FOR BEDROOM SECURITY BARS – Any bedroom window with security bars must have a functioning interior release safety mechanism.
  6. REMOVE LARGE APPLIANCES LOCATED ON EXTERIOR PORCHES OR PATIOS – Any large appliances cannot be located on the exterior of a residence for health and safety concerns. This includes a refrigerator, freezer, washing machine, dryer, etc.

These are the most common repairs required for Conventional and FHA/HUD repairs for properties in California.

Kinetic Mortgage, an ARBS Incorporated company, is a mortgage broker licensed in the State of California under CalBRE #01378124 / NMLS #292142.

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