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Paperwork Needed

In order to submit your loan to an underwriter for review, we will need to provide them with detailed documentation of your financial history.  Please be prepared to provide the following items:

  • Copy of Drivers License or Passport for you and any other borrowers
  • Most recent paycheck stubs to cover the last 30 days
  • Two most recent checking and savings accounts statements for the past two months (all pages)
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Past two years W2s or 1099s
  • Past two years federal tax returns
  • The name, phone number and email address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home, if purchasing
  • Homeowner’s association (aka “HOA”) information, if the property is a condo or part of a homeowner’s association
  • Copy of your DD-214, if you are applying for a VA loan

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