Turn “I’m Not Sure I Qualify”

Into a Clear Plan to Buy a Home

Amber Renee Jones - Independent Mortgage Broker-Associate

Branch Manager - C2 Financial Corp

Certified Mortgage Advisor

Certified Reverse Mortgage Professional

 NMLS #322407 | CA DRE #01469517 | NE #322407 | OR #322407 | TX #322407

Why choose Amber?

I started in the mortgage industry more than 20 years ago as a loan processor. That experience taught me how loans really work behind the scenes.

Today I help buyers and homeowners solve situations other lenders often give up on. Whether that’s complex income, credit challenges, or unique property situations, I will help you find a solution.

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Trained & Equipped

Trained and tested to be better equipped and advise with which loan program and product will be suit your short-term and long-term goals.

TURNING OBSTACLES INTO OPPORTUNITIES

Are you paying too much for housing?

This guide could be the difference between making an informed decision or a bad one.

Get a clear picture of what you can comfortably afford

Spot red flags that could delay your mortgage approval

Organize the documents your lender will ask for

Know your next 3 moves before you start home shopping

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Expert. Ethical. Excellent.

A mark of expertise, ethical standards, and commitment to excellence in reverse mortgage lending. Fewer than 200 professionals nationwide carry this designation, underscoring its exclusivity.

LOAN OPTIONS

Your Homeownership Journey

First Time Homebuyer

Low down payment options for those who have not owned a home in the last three years.

Move Up or Investment

Use the equity in your current home to purchase another one, or convert your current home to a rental.

Cash-Out Refinance

Consolidate your variable high-interest credit cards and loans with a predictable fixed rate loan, or tap into your equity to make your dream home come to life.

Active Military & Veterans

0% down payment options for active military, veterans and surviving spouses.

Front Line Workers

Have student loans? No problem.

Less than two year work history? Transcripts/Diploma can be used to document "work history" requirements.

Reverse Mortgage

Whether to purchase a new home or age-in-place at your current home, you can create freedom and put your equity to work in retirement.

CREATIVE SOLUTIONS

No Stone Left Unturned

Situations I Help Solve

✔ Credit challenges

✔ Self-employed income

✔ Student loan concerns

✔ Buying with low down payment

✔ Buying after bankruptcy

✔ Complex condo financing

Even if you’ve been told no before, there may still be options.

The first step is simply seeing what’s possible.

Reviews

Contact Me

Address

Branch Address

10601 Walker St, Suite 170 Cypress, CA 90630

Corporate Address

12230 El Camino Real, Suite 100, San Diego, CA 92130

Call/Text: (562) 222-5692

Email: [email protected]

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Important Disclaimer Information

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker #01821025; Nebraska Department of Banking and Finance, NMLS #2751157; Oregon Division of Financial Regulation, NMLS #2751157; Texas Department of Savings and Mortgage Lending, NMLS# 2751157.

Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, NE, OR, TX.

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

Equal Housing Opportunity.