Inform. Empower. Solve.
Personalized home loan solutions tailored for you.
Why choose Amber?
With over 22 years of experience, I’ve helped countless clients who thought they had run out of options discover new pathways to homeownership.
My mission is to simplify the loan process, offer tailored solutions, and empower clients to achieve their financial goals with confidence.
Trained & Equipped
Trained and tested to be better equipped and advise with which loan program and product will be suit your short-term and long-term goals.
Expert. Ethical. Excellent.
A mark of expertise, ethical standards, and commitment to excellence in reverse mortgage lending. Fewer than 200 professionals nationwide carry this designation, underscoring its exclusivity.
your homeownership journey
First Time Homebuyer
Low down payment options for those who have not owned a home in the last three years.
Move Up or Investment
Use the equity in your current home to purchase another one, or convert your current home to a rental.
Cash-Out Refinance
Consolidate your variable high-interest credit cards and loans with a predictable fixed rate loan, or tap into your equity to make your dream home come to life.
Active Military & Veterans
0% down payment options for active military, veterans and surviving spouses.
Front Line Workers
Have student loans? No problem.
Less than two year work history? Transcripts/Diploma can be used to document "work history" requirements.
Reverse Mortgage
Whether to purchase a new home or age-in-place at your current home, you can create freedom and put your equity to work in retirement.
CREATIVE SOLUTIONS
No Stone Left Unturned
Life can get sticky, but that doesn’t mean your dreams of homeownership have to be put on hold. Many people face financial challenges—whether it’s credit hurdles, self-employment income, or debt-to-income concerns—that make the home loan process feel out of reach.
The good news? There’s almost always a path forward, and I’m here to help you find it. My promise is to leave no stone unturned when creating a personalized solution and game plan that aligns with your unique financial situation. I take the time to listen, analyze your options, and develop creative strategies that move you closer to your goals—whether you’re purchasing your first home, refinancing for a better future, or exploring reverse mortgage opportunities.
No two clients are alike, and neither are their financial journeys. While other lenders may rely on rigid, cookie-cutter approaches, I specialize in thinking outside the box to find solutions tailored to you. If you’ve been turned away in the past or feel like traditional loan options don’t fit your needs, I’m here to change that narrative.
My extensive experience in mortgage lending has equipped me with the tools and knowledge to navigate even the most complex scenarios, helping my clients achieve homeownership when they thought it was impossible. From unique loan programs to leveraging your equity wisely, I explore every avenue to provide the best possible outcome.
Navigating the mortgage process can be overwhelming, but you don’t have to do it alone. My approach is rooted in transparency, education, and empowerment—giving you the knowledge you need to make informed decisions with confidence.
My goal is to provide you with options, peace of mind, and the certainty that you have someone in your corner who will fight for your success.
So, if you’re feeling stuck, uncertain, or ready to explore your options, let’s connect. Together, we’ll overcome obstacles, discover opportunities, and create a roadmap that makes your homeownership goals a reality.
My promise is to leave no stone unturned in crafting a personalized game plan to help you achieve your goals. I take the time to understand your unique situation, explore every possible solution, and guide you through the process with clarity and confidence.
My approach is simple: inform you of your possibilities, empower you with knowledge, and solve your challenges with solutions designed just for you.
Together, we’ll turn obstacles into opportunities and make your homeownership dreams a reality!
Contact Me
Address
Mailing Address
5071 Ball Rd #4173, Cypress, CA 90630
Corporate Address
12230 El Camino Real, Suite 100, San Diego, CA 92130
Call: (714) 637-9818
Fax: (714) 637-9819
Email: [email protected]
FOLLOW ME
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Important Disclaimer Information
Amber Renee Jones is an independent mortgage broker, NMLS #322407 | CA DRE 01469517 | TX #322407, powered by C2 Financial Corporation, NMLS #135622 | CA DRE #01821025 | TX #135622, located at 12230 El Camino Real, Suite 100, San Diego, CA 92130. The services referred to herein are not available to persons outside of the states of California or Texas.
This is not a commitment to lend. Equal Housing Opportunity.